Benefits of Buying Star Health Insurance

Star health insurance is one of the prominent names in the health insurance sector. The company offers a range of pocket-friendly insurance products like individual health insurance plans, family health insurance, group health insurance, senior citizen health plans, etc. There are special star health insurance plans for diabetic and cancer patients.

Star Health and Allied Insurance have an impressive variety of differentiated policies to safeguard a person’s financial position within the event of medical adversity. The company recognizes the economic fallouts of rising medical costs and has accordingly devised products through that customers will avail adequate and cost-effective medical treatment.

Each of those plans serves to fulfill varied medical costs in unique ways that. Their claim benefits like quick, simple and direct settling of claims (i.e. no third party involvement), cashless facilities and free telephonic medical advice at any time. Apart from 7 Benefits of Buying Star Health Insurance see list of star health insurance plans.

 

Types of Health Insurance Policies offered by Star Insurance

  1. Star Family Health Optima Insurance Plan
  2. Star Senior Citizens Red Carpet Insurance Plan
  3. Star Comprehensive Insurance Plan
  4. Star Medi-Classic Insurance Plan
  5. Star Health Gain Insurance Plan
  6. Star Super Surplus Insurance Plan
  7. Star Diabetes Safe Insurance Plan
  8. Star Cardiac Care Insurance Plan
  9. Star Cancer Care Gold
  10. Star Net Plus
  11. Star Care Micro Insurance Policy
  12. Star Criticare Plus Insurance Policy
  13. Star Family Delite Insurance Policy
  14. Star Special Care

 

Interesting Facts of Star Health Insurance

  • It has more than 694+ branches around the world.
  • Direct claim settlement without the involvement of the third party of TPA.
  • It has been rated best claim settlement insurance company by Hindustan MaRs Survey.
  • Huge network hospitals of more than 9100+ providing cashless facility.

Benefits that you will Avail with Star health insurance Plans

  • Option to buy a yearly health insurance plan or a multi-year plan
  • Option to buy an individual plan or a family health plan
  • Compensation for expenses incurred on medical check-ups once consecutive 4 claim-free years
  • Provision of cashless treatment in additional to 91000 network hospitals across India
  • Earn a cumulative bonus for not filing a claim
  • Minimal documentation, fast and hassle-free claim settlement procedure
  • Co-payment is not needed for applicants who are lesser than 60 years old.
  • For individuals above 60 years of age 20% of co-payment is applicable for them
  • Tax benefits under section 80 D among the taxable limits
  • All plans come with lifetime renewability option
  • Furthermore, the applicants will simply know the cost of insurance premium online with the help of Star Health Premium Calculator

 

Star health insurance Plans Covers the following Expenses

  • In-patient hospitalization expenses as well as the room rent charges, nursing, and boarding expenses.
  • Coverage for ICU charges, fees charged by the specialist, surgeon, health care provider
  • Plans cover expenses incurred 30 days before the hospitalization
  • Plans cover expenses incurred 60 days after the hospitalization
  • Road ambulance cover up to a specified limit
  • Compensation for day care procedures (subjected to policy terms and conditions)
  • Compensation for donor expenses (subjected to policy terms and conditions)
  • Some plans cover expenses incurred on Ayurvedic, Unani, Siddha, and homeopathic treatment
  • Domiciliary hospitalization cover (if needed as part of the treatment)

 

Some of the Optional Benefits that You Can Avail

  • Maternity Cover
  • Outpatient Dental Care
  • Critical Illness Benefit
  • Co-payment Benefit

 

Benefits of Buying Star Health Insurance

Awarded because the Best health insurance Company 2017 by National Awards for Marketing Excellence, Star Health has come far as a 13-year-old stand-alone insurance company (since 2006).

Being a stand-alone insurance company with customers being at the core of their service. It offers a variety of comprehensive health products for individuals, families, and special plans for diabetic and cardiac patients, and senior citizens.

Star health insurance is considered amongst the most trustworthy health insurers.

Here are a few reasons to choose Star Health Insurance Co. Ltd. as your health insurance provider:

  • No intervention of Third Party Administrator.
  • Faster claim settlement
  • Cashless hospitalization
  • Free medical consultation
  • Store your Medical Records

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