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Two-Wheeler-Insurance-in-Janakpuri

Two Wheeler Insurance in Janakpuri

Two wheeler insurance policy means the type of insurance policy that offers coverage against any damage caused to a two-wheeler that is arising due to some unforeseen event such as road accidents, theft, natural disaster, etc. It also provides protection against third-party liabilities that may arise due to injuries or damages caused to a third-party individual or property. Two wheeler insurance policy or Bike Insurance policy offers coverage to the rider or owner of a motorcycle against various damages due to unexpected situations like theft. If you are living in Janakpuri, then you must buy a Two wheeler insurance. Two wheeler insurance is the best solution to full fill the high costs of damages done to your motor cycle at the time of the unforeseen event. The rule of two wheeler insurance policy is mandatory India as per the Motor Vehicles Act, 1988. Two wheeler insurance policy falls under the general insurance category. All two wheeler insurance companies in India are controlled by the Insurance Regulatory Development Authority of India (IRDAI). We do two wheeler insurance in Janakpuri.

What are the different types of two wheeler insurance coverage?

1.Third party liability insurance-This policy covers only the damages, loss and injuries caused by the insured bike to the third party individual or property and this policy offers less coverage as compared to a comprehensive bike insurance policy. Third party liability insurance is mandatory in India as per the law. A third-party bike insurance policy also includes an add on personal accident cover for the owner-driver of the insured bike at nominal add on premium.

2.Comprehensive Insurance- This policy covers the losses suffered by the third-party as well as damage caused to the insured two wheeler. Under the comprehensive policy, the insurer will also cover the loss suffered if your bike is stolen, vandalism, natural calamities, road accident etc. You can opt for zero depreciation (Nil Depreciation) add on cover. This insurance policy offers 100% coverage.

What Is Covered Under Two Wheeler Insurance Policy

  • Fire Explosion
  • Burglary
  • Housebreaking
  • Theft
  • Riot
  • Strike
  • Natural Disaster
  • Landslide Rockslide
  • Road Accident
  • Malicious act
  • Terrorist activity
  • Third party liability

Two wheeler insurance in Janakpuri - Call: 7838904326

What is Not Covered Under Two Wheeler Insurance Policy

  • Wear and tear, Depreciation or any consequential loss.
  • Mechanical/ electrical breakdown.
  • Damage caused by a person driving the vehicle without a valid license.
  • Damage caused by a person driving the vehicle under the influence of alcohol or drugs.
  • Other exclusions as per the insurance company terms and conditions

Benefits under Two Wheeler Insurance

  • Instant Policy
  • Add-on Covers
  • No Claim Bonus (NCB)
  • Discounts
  • Online Bike Insurance Policy Renewal
  • Online Claim Registration
  • Ensures Peace of Mind

How to Renew Two-Wheeler Insurance Online After Expiry?

  • To complete the two-wheeler insurance online renewal after expiry, follow these steps:
  • Visit the company website or call two wheeler insurance agent according to the policy you have.
  • Enter the details related to your bike and your previous policy.
  • If you want some add-on covers click that and check the additional premium
  • Select the type of bike insurance policy.
  • Set Insured Declared Value (IDV).
  • Check your renewal premium and click on the submit button.
  • Make the payment and receive the policy on email.

Top 14 Two-Wheeler Insurance Providers

  1. Bajaj Allianz Two Wheeler Insurance
  2. Bharti AXA Two Wheeler Insurance
  3. HDFC ERGO Two Wheeler Insurance
  4. Reliance Two Wheeler Insurance
  5. Liberty Two Wheeler Insurance
  6. IFFCO Tokio Two Wheeler Insurance
  7. ICICI LOMBARD Two Wheeler Insurance
  8. Universal Sompo Two Wheeler Insurance
  9. United India Two Wheeler Insurance
  10. TATA AIG Two Wheeler Insurance
  11. Oriental Two Wheeler Insurance
  12. New India Assurance Two Wheeler Insurance
  13. National Insurance Two Wheeler Insurance
  14. Magma HDI Two Wheeler Insurance