- Day Care Treatments
The plan covers the expenses towards all day-care procedures are covered that don’t require 24 hours of hospitalization.
- No-Claim Bonus
Depending on the sum insured you have opted, for every claim free year, you will get an additional bonus of 25% of SI for the first year and later 10% of SI – every claim free year.
- Organ Donor Cover
If you are the recipient, then the expenses for organ transplantation will be paid up to 10% of the sum insured and max Rs.1 lakh (whichever is less) subject to the availability of the sum insured. Provided Claim for transplantation Payable.
- Pre Hospitalization Expenses
Pre hospitalization expenses mean that the type of expenses incurred before a patient is admitted to a hospital for inpatient treatment. Pre-hospitalization covers between 60 days before hospitalization.
- Post Hospitalization Expenses
Post hospitalization expenses are referring to those medical expenses which we incurred for the follow up treatment for which you were hospitalized. Post-hospitalization covers 90 days before hospitalization.
- Automatic Restoration Benefit
For sum insured of Rs.3 lakh and above, there is a 300% automatic restoration of the sum. This cover can not use for illness/disease for which claims made already in the current policy year.
- Recharge Benefit
This the plan has recharge benefit which would get activated even when the entire sum insured is not exhausted, and the claim is raised for the same illness. This benefit is applicable for the sum insured in the range for 3 Lac SI-Rs. 75000, For 4 Lac SI-Rs. 100000; For 5 Lac & above SI-Rs. 150000.
- Free Health Check up
This plan offers health check-up benefits at every claim free year. This benefit is applicable for the sum insured in the range for 3 Lac SI – Rs. 750, 4Lac SI-Rs. 1000, 5Lac – Rs. 1500, 10 Lac SI – Rs. 2000, 15Lac SI Rs. 2500, 20 Lac SI Rs. 3000, 25 Lac SI – Rs. 3500.
- Domiciliary Hospitalization
In this you can avail treatment at home up to the base sum insured exceeding three days. There are certain terms and conditions related to the Patient that could not be moved to a hospital, non-availability of Rooms in hospital, Treatment provided at home for more than 3 days after all this condition you can be considered as hospitalization.
- Emergency Ambulance
In this health insurance covers ambulance charges up to Rs.750 for each and a maximum of Rs.1,500 per policy period.
- Additional Accident Cover
Insured riding two wheeler and meeting with road traffic accident you will get an additional sum insured of 25% and Max Rs.5 Lac.